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Maryland Community
Investment Tax Credits

Cut your Maryland tax bill and do more good with the same gift. Qualified donations to HBCF can earn a state tax credit worth half your contribution, on top of your usual charitable deductions.

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Credits are available now for 2026, but they're limited and awarded on a first-come, first-served basis. Balances change as gifts come in, so please email us to confirm the current balance before you give.

50%
Credit on your donation
$500
Minimum qualified gift
5 yrs
Carry-forward window
+
Stacks with tax deductions

How it works

One gift, three ways to win

The Community Investment Tax Credit (CITC) program lets individuals and businesses reduce their Maryland tax liability, support a local nonprofit, and decide exactly where their charitable dollars go, all at once.

Make a qualified contribution of $500 or more to HBCF's Shelter-Related Construction Assistance Program, and you may receive a Maryland tax credit equal to half the value of your donation. That credit is in addition to any federal and state charitable deductions you already claim.

Minimum gift$500
Credit value50% of gift
Stacks withFed & state deductions
Use it inYear of the gift
Carry forwardUp to 5 years
RetroactiveNot permitted

Four steps

How to claim your credit

STEP 01

Confirm availability

Contact Patti Kane at pkane@hbcf.org or 301-776-6212 to confirm credits are available.

STEP 02

Make your gift

Donate $500 or more to HBCF's Shelter-Related Construction Assistance Program through our designated link.

STEP 03

We certify it

HBCF certifies your contribution with the State of Maryland on your behalf.

STEP 04

Claim it

Maryland issues official tax-credit documentation to file with your state return.

See the math

An example gift

How a qualified donation turns into a Maryland tax credit plus your usual deductions.

Example of how a Community Investment Tax Credit donation works

Good to know

Eligibility & details

  • Donation of $500 or more qualifies (state credits begin at $250, representing 50%).
  • Tax credits must be available at the time of your gift.
  • Your tax ID (SSN or EIN) must match your Maryland taxpayer account.
  • Check or credit-card signatures must match the signatures on your forms.
  • Credits apply against taxes owed for the year the gift is made.
  • Unused credits can be carried forward for up to five years; retroactive use isn't permitted.

This page is general information about the CITC program, not tax advice. Please consult your own tax professional about how the credit applies to your situation.

Ready to give smarter?

Reserve your tax credit

Email Patti Kane at pkane@hbcf.org or call 301-776-6212 to confirm availability, then make your qualified gift.

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